Karen, I have posted this a while back, and this may be along the lines of what you are looking for...except for the cheese. I have not tried adding cheese to it, but I don't know why you couldn't! I won first place in a company-wide cookoff with this dish. Hope this helps you out.
Jean's Church Basement Calico Beans
THE INGREDIENTS
1/2 lb. bacon, chopped
1 lb. lean ground beef
1 medium onion
3 cloves garlic, minced
2 cans Pork and Beans (do not drain)
1 can kidney beans
1 can pinto beans
1 can butter beans
1 can navy beans
1 can Great Northern beans
1 tsp. Dry mustard
3/4 cup chili sauce
3/4 cup brown sugar, packed
1 tbs. liquid smoke
1/4 cup Cajun Power Garlic Sauce
1/4 cup barbecue sauce
THE PROCEDURE
1. In a large pot or deep skillet, cook the chopped bacon until crispy. Remove and drain on paper towel. Drain all but 1 tsp. of the bacon drippings from pot or skillet.
2. Add the onions and garlic to pot or skillet. Sauté for a couple of minutes until onions are translucent and garlic is fragrant. Add the ground beef, brown and drain.
3. Drain and rise all of the beans EXCEPT for the 2 cans of Pork and Beans.
4. Add beef and bacon to your crock-pot.
5. Add all of the beans to the beef and bacon mixture and stir.
6. Mix together the dry mustard, chili sauce, brown sugar, liquid smoke, Cajun Power Garlic Sauce, and barbecue sauce. Stir into the crock-pot.
7. Cook on high for 4-5 hours, or low 8-10.
NOTE: If you can't find Cajun Power Garlic Sauce, just substitute some additional barbecue sauce. Either way works great!