3-Layer Mexican Dip

1 can refried beans
1 1/2 cups guacamole
1 1/2 cups sour cream
1/2 tsp garlic powder
1/4 tsp chili powder
1/4 tsp ground cumin
1/4 tsp salt
1/4 tsp black pepper
1/2 cup grated sharp cheddar cheese
1/2 cup tomatoes; diced
1/2 cup lettuce; shredded
1/4 cup pitted black olives; chopped
2 green onions; chopped

Heat the refired beans in the microwave until soft and spread them over the bottom of a 10-inch round glass baking dish, a round cake pan works as well. Cover the beans with guacamole.

In a small bowl, combine the sour cream, garlic powder, chili powder, cumin, salt, and pepper. Mix well and spread on top of guacamole. Sprinkle the top with cheese, tomatoes, lettuce, olives and green onions.

Serve chilled with taco chips or on tortillas.