Recipe(tried): creamed chipped beef on toast

I make this all the time. My kids love it
4 tbsp butter
4 tbsp flour
2 cups hot milk
1 pkg chipped beef cut into strips
salt and pepper to taste

In med. size pot, melt butter and stir in flour. Cook over med-low heat for about 2 min, until smooth, white paste. Add hot milk gradually and cook, stirring constantly for about 3-4 min. or until smooth and thickened. Stir in beef salt and pepper, stirring constantly until heated through. Serve immediately over toast or biscuits. Serves 4
We usually have this for breakfast. The way I serve it is to take 2 peices of toast put a fried egg on top of each piece of toast and pour some gravy on top of it. Yummm.....